Individual dental insurance benefits are typically packaged as preventative
services, basic restorative services, major restorative, and orthodontics.
The insurance may include a deductible, co-insurance percentages, and
a maximum annual payout.
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There are two basic costs associated with Cancer treatment. The
medical costs are typically covered by your standard medical
insurance, such as doctor bills and hospitals. The non-medical
costs are the unavoidable costs that can come out of your back
pocket |
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While discount programs are easy to find, vision insurance programs available
to individuals are a rarer commodity. Typically, this is a benefit available
only through an employer. These programs help pay for routine vision
services like eye exams, glasses, and contacts. |
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There are two basic costs associated with heart disease, heart attacks,
and strokes. The medical costs are typically covered
by your standard medical insurance, such as doctor bills and hospitals.
The non-medical
costs are the unavoidable costs that can come out of your back
pocket. |
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The purpose of disability insurance is to replace the lost income from work should you become disabled, and unable to work. |
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Long term care can mean many different things but any chronic or disabling condition that requires nursing care or constant supervision can bring on the need for long term care services. |
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Traveling abroad can be an exciting experience, but what would happen if you
were prevented from taking the trip, or you or one of your family members
became ill or injured while away from home. Most travelers assume they
will be covered by their standard medical insurance, but the truth is,
your plan
may not be designed for international travel.
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Pre-paid legal services typically use one or more large law firms in
a state to provide a list of services at a set monthly fee. These services
typically include writing standard wills, reviewing contracts, general
legal consultations, and help with traffic tickets. |
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A vision discount program is not insurance. These programs provide a
discount off of the provider’s retail fees or list the maximum
amount the member will have to pay. |
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Pet insurance is simply “peace of mind” for dog and cat owners.
It helps reimburse the money you spend on veterinary care for your cat
or dog, so you won’t ever have to choose between their health and
your personal finances. |
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