These are health insurance policies that typically have standardized benefits
and are sold by private insurance companies. Medigap policies work in tandem
with your Medicare Part A and Part B coverage. They allow you to visit any
doctor or hospital that accepts Medicare.
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This may be either a stand-alone prescription drug plan (PDP) you can
enroll in if you have Original Medicare, a Medigap plan, or a Medicare
Advantage plan that offers Medicare prescription drug benefit coverage. |
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These plans provide Medicare-covered benefits and may offer extra benefits
Medicare does not cover. These plans can vary significantly in terms
of covered benefits and accessibility to doctors and hospitals. Some
plans may pay for part or all of your Medicare Part B premium; and
some plans may have drug coverage similar to Medicare Rx. |
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