The affordability of term insurance makes it a great early solution for
young families with children at home. It is also great for other short-term
needs, including mortgage and other loan protection, and business planning.
|
|
|
Whole life provides a level, guaranteed premium with a guaranteed death
benefit and guaranteed cash value accumulations. The cash values that
accumulate can be borrowed from the contract if needed. |
|
|
One of the most popular life insurance products due to the flexibility
they offer. Premiums can be increased or decreased – even eliminated
for a time. Face amounts can be reduced or increased, all without changing
to a different policy. |
|
|
Annuities are an excellent vehicle for accumulating assets. Interest
earned within an annuity is 100% tax deferred. Some annuities can even
provide a stream of guaranteed lifetime income – income that can
never be outlived – to provide ongoing retirement income. |
|
|
Final expense policies provide cash to cover financial obligations due
at the time of death. Typically, no exam or blood work is required. These
products typically provide a graded benefit during the first few years. |
|
