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Individual health insurance is an attractive option for many people:
those who are self-employed, working for a company without insurance
benefits, covered under a spouse’s group family plan, looking for
work, on COBRA, or retired. Medical underwriting is required. |
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Created by President Bush on December 8, 2003, health savings accounts were
designed to help individuals save for future qualified medical and health
expenses on a tax-free basis. These plans are high deductible health plans
that generally do not cover first dollar medical expenses.
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Short term health insurance is an interim health insurance plan designed
for individuals who are between permanent health plans. Whether it is
due to a temporary layoff, between jobs, seasonal employment or the end
of student status, a short term health insurance plan may be right for
you. |
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For individuals who have been denied coverage due to certain criteria
or illness, there are very few options available. Some insurance
companies offer a limited benefit plan that does not require medical
underwriting and most states have a guaranteed issue product. |
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